Condo in Destin, Okaloosa County, FL · 95 units · built 1960
The Terrace at Pelican Beach
Highway 98 East, Destin, FL 32541
Overview
The community offers a convenient location with beautiful views of the ocean and nearby areas, featuring clean common areas, well-maintained pools, and an accessible short walk to the beach. While many guests enjoy the comfortable spaces and strong amenities, some note that noise from neighboring units can occasionally be an issue and that strict rules regarding beach chair setups and property policies are enforced.
Overview compiled from public sources — verify details independently. Review-derived detail here comes from short-stay guest reviews, not residents.
At a glance
Facts, not verdicts- Structure
- Built 1960
- Milestone
- Inspection applies
- Flood
- Being verified
- Wind
- Being verified
- Fees
- Being verified
- Reviews
- 5 themes
95 residential units on record.
Is The Terrace at Pelican Beach safe? Structure & milestone status
Applicability is a factual classification — it does not indicate that any inspection is overdue or that a building has a problem.
What are the HOA fees at The Terrace at Pelican Beach?
Fee information for this building is being verified from public records.
Local condo market — Destin, FL 32541
ZIP-level market snapshot from Redfin public data · updated monthly
What is the flood risk at The Terrace at Pelican Beach?
Flood and wind exposure for this building are being verified from FEMA and county records.
Permits & activity
Permit activity is being compiled from the county building department index.
What guests say about staying at The Terrace at Pelican Beach
What works
What doesn't
Ongoing, not one-off
- Rules enforcement — raised repeatedly, 2018-2025
- Noise — raised repeatedly, 2018-2025
This building is listed as a vacation rental or resort operation, so this reflects short-stay guest reviews rather than resident experience. Aggregated from public reviews; no individuals are named.
Get the full building report
We're compiling special-assessment history, reserve funding status, and structural-safety records for this building. Get notified when the full safety & financial report is ready.
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Frequently asked
Is The Terrace at Pelican Beach safe to live in?
Aedificio doesn't grade or judge buildings. What we can tell you is factual, and as a building of 3+ stories it falls under Florida SB 4-D milestone-inspection requirements. Applicability is a regulatory classification and does not indicate any problem. For a professional assessment, consult a licensed inspector.
What are the HOA fees at The Terrace at Pelican Beach?
We're verifying this building's fee information from public records. Sign up above to be notified when it's published.
Does The Terrace at Pelican Beach require a milestone inspection?
Yes — as a building of three or more stories it is within the class covered by Florida SB 4-D milestone inspections. This is a factual classification about the building class; Aedificio does not publish whether an inspection is complete or overdue.
Can you get a mortgage on a condo here?
Condo mortgage eligibility depends on the project's "warrantability" (Fannie Mae / Freddie Mac criteria: owner-occupancy, reserves, litigation, insurance). Aedificio surfaces the public inputs; your lender makes the warrantability determination.
Is The Terrace at Pelican Beach in a flood zone?
We're verifying this building's FEMA flood-zone designation. Sign up to be notified.