Condo in Destin, Okaloosa County, FL · 16 units · built 2017
1900 Ninety Eight
1900 Highway 98, Destin, FL 32541
Overview
The 1900 98 Condo building offers a beachfront location with modern interiors, clean common areas, and strong amenities including a rooftop pool, hot tub, fitness center, and private beach service. While the property consistently receives praise for its views and upkeep, rule enforcement regarding the private beach area remains a persistent source of friction between visitors and staff.
Overview compiled from public sources — verify details independently. Review-derived detail here comes from short-stay guest reviews, not residents.
At a glance
Facts, not verdicts- Structure
- Built 2017
- Milestone
- Inspection applies
- Flood
- Being verified
- Wind
- Being verified
- Fees
- Being verified
- Reviews
- 2 themes
16 residential units on record.
Is 1900 Ninety Eight safe? Structure & milestone status
Applicability is a factual classification — it does not indicate that any inspection is overdue or that a building has a problem.
What are the HOA fees at 1900 Ninety Eight?
Fee information for this building is being verified from public records.
Local condo market — Destin, FL 32541
ZIP-level market snapshot from Redfin public data · updated monthly
What is the flood risk at 1900 Ninety Eight?
Flood and wind exposure for this building are being verified from FEMA and county records.
Permits & activity
Permit activity is being compiled from the county building department index.
What guests say about staying at 1900 Ninety Eight
What works
What doesn't
Ongoing, not one-off
- Rules enforcement — raised repeatedly, 2017-2026
Recently addressed
Criticized in earlier reviews, then improved.
This building is listed as a vacation rental or resort operation, so this reflects short-stay guest reviews rather than resident experience. Aggregated from public reviews; no individuals are named.
Get the full building report
We're compiling special-assessment history, reserve funding status, and structural-safety records for this building. Get notified when the full safety & financial report is ready.
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Frequently asked
Is 1900 Ninety Eight safe to live in?
Aedificio doesn't grade or judge buildings. What we can tell you is factual, and as a building of 3+ stories it falls under Florida SB 4-D milestone-inspection requirements. Applicability is a regulatory classification and does not indicate any problem. For a professional assessment, consult a licensed inspector.
What are the HOA fees at 1900 Ninety Eight?
We're verifying this building's fee information from public records. Sign up above to be notified when it's published.
Does 1900 Ninety Eight require a milestone inspection?
Yes — as a building of three or more stories it is within the class covered by Florida SB 4-D milestone inspections. This is a factual classification about the building class; Aedificio does not publish whether an inspection is complete or overdue.
Can you get a mortgage on a condo here?
Condo mortgage eligibility depends on the project's "warrantability" (Fannie Mae / Freddie Mac criteria: owner-occupancy, reserves, litigation, insurance). Aedificio surfaces the public inputs; your lender makes the warrantability determination.
Is 1900 Ninety Eight in a flood zone?
We're verifying this building's FEMA flood-zone designation. Sign up to be notified.