Aedificio

Condo in Destin, Okaloosa County, FL · 102 units · built 1999

St. Maarten at Silver Shells

15200 Emerald Coast Pkwy, Destin, FL 32541

102 units Built 1999 Milestone applies
Records last updated Jul 2026 · Sources: FL DBPR · County records · FEMA Is this your building? Request a correction

Overview

St Maarten is a beachfront condominium resort featuring well-kept common areas, private elevators, and plentiful amenities including a heated pool and hot tub. While the location and views draw consistent praise, experiences with individual units vary, with occasional maintenance and cleanliness concerns noted in specific rentals.

Overview compiled from public sources — verify details independently.

At a glance

Facts, not verdicts
Records verified 3 of 6
Structure
Built 1999
Milestone
Inspection applies
Flood
Being verified
Wind
Being verified
Fees
Being verified
Reviews
4 themes

102 residential units on record.

Is St. Maarten at Silver Shells safe? Structure & milestone status

Stories Being verified
Year built 1999 Source: County property records
Structure type Being verified
Milestone inspection (SB 4-D) Applies — buildings 3+ stories Source: FL SB 4-D

Applicability is a factual classification — it does not indicate that any inspection is overdue or that a building has a problem.

What are the HOA fees at St. Maarten at Silver Shells?

Fee information for this building is being verified from public records.

Local condo market — Destin, FL 32541

Median sale price $563,000 Source: Redfin
Median days on market 109 days Source: Redfin
Year-over-year price change -1.3% Source: Redfin

ZIP-level market snapshot from Redfin public data · updated monthly

What is the flood risk at St. Maarten at Silver Shells?

Flood and wind exposure for this building are being verified from FEMA and county records.

Permits & activity

Permit activity is being compiled from the county building department index.

What residents say about living at St. Maarten at Silver Shells

What works

Well maintainedStrong amenitiesClean common areasGood location

What doesn't

Deferred maintenance

Ongoing, not one-off

  • Maintenance — raised repeatedly, 2021-2024

Aggregated from public reviews. No individuals are named.

Get the full building report

We're compiling special-assessment history, reserve funding status, and structural-safety records for this building. Get notified when the full safety & financial report is ready.

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Frequently asked

Is St. Maarten at Silver Shells safe to live in?

Aedificio doesn't grade or judge buildings. What we can tell you is factual, and as a building of 3+ stories it falls under Florida SB 4-D milestone-inspection requirements. Applicability is a regulatory classification and does not indicate any problem. For a professional assessment, consult a licensed inspector.

What are the HOA fees at St. Maarten at Silver Shells?

We're verifying this building's fee information from public records. Sign up above to be notified when it's published.

Does St. Maarten at Silver Shells require a milestone inspection?

Yes — as a building of three or more stories it is within the class covered by Florida SB 4-D milestone inspections. This is a factual classification about the building class; Aedificio does not publish whether an inspection is complete or overdue.

Can you get a mortgage on a condo here?

Condo mortgage eligibility depends on the project's "warrantability" (Fannie Mae / Freddie Mac criteria: owner-occupancy, reserves, litigation, insurance). Aedificio surfaces the public inputs; your lender makes the warrantability determination.

Is St. Maarten at Silver Shells in a flood zone?

We're verifying this building's FEMA flood-zone designation. Sign up to be notified.