Aedificio

Condo in Destin, Okaloosa County, FL · 76 units · built 1999

St. Croix at Silver Shells

15300 Emerald Coast Pkwy, Destin, FL 32541

76 units Built 1999
Records last updated Jul 2026 · Sources: FL DBPR · County records · FEMA Is this your building? Request a correction

Overview

St Croix At Silver Shells offers a convenient location with well-maintained grounds, beautiful ocean views, and close proximity to the beach and local amenities. The community features a gated entrance, a wonderful pool, and convenient beach services. While the overall experience is generally well-received for its spacious units and amenities, historical feedback notes occasional maintenance concerns and tight parking spaces for larger vehicles.

Overview compiled from public sources — verify details independently.

At a glance

Facts, not verdicts
Records verified 2 of 6
Structure
Built 1999
Milestone
Being verified
Flood
Being verified
Wind
Being verified
Fees
Being verified
Reviews
4 themes

76 residential units on record.

Is St. Croix at Silver Shells safe? Structure & milestone status

Stories Being verified
Year built 1999 Source: County property records
Structure type Being verified
Milestone inspection (SB 4-D) Being verified

What are the HOA fees at St. Croix at Silver Shells?

Fee information for this building is being verified from public records.

Local condo market — Destin, FL 32541

Median sale price $563,000 Source: Redfin
Median days on market 109 days Source: Redfin
Year-over-year price change -1.3% Source: Redfin

ZIP-level market snapshot from Redfin public data · updated monthly

What is the flood risk at St. Croix at Silver Shells?

Flood and wind exposure for this building are being verified from FEMA and county records.

Permits & activity

Permit activity is being compiled from the county building department index.

What residents say about living at St. Croix at Silver Shells

What works

Well maintainedStrong amenitiesGood securityAmple parkingClean common areasGood location

What doesn't

Maintenance qualityParking shortage

Aggregated from public reviews. No individuals are named.

Get the full building report

We're compiling special-assessment history, reserve funding status, and structural-safety records for this building. Get notified when the full safety & financial report is ready.

No spam. One email when this building's report is published.

Frequently asked

Is St. Croix at Silver Shells safe to live in?

Aedificio doesn't grade or judge buildings. What we can tell you is factual. Applicability is a regulatory classification and does not indicate any problem. For a professional assessment, consult a licensed inspector.

What are the HOA fees at St. Croix at Silver Shells?

We're verifying this building's fee information from public records. Sign up above to be notified when it's published.

Does St. Croix at Silver Shells require a milestone inspection?

Based on available records, this building is not classified within the 3+ story milestone-inspection requirement. Verify with the association.

Can you get a mortgage on a condo here?

Condo mortgage eligibility depends on the project's "warrantability" (Fannie Mae / Freddie Mac criteria: owner-occupancy, reserves, litigation, insurance). Aedificio surfaces the public inputs; your lender makes the warrantability determination.

Is St. Croix at Silver Shells in a flood zone?

We're verifying this building's FEMA flood-zone designation. Sign up to be notified.