Condo in Miramar Beach, Walton County, FL · 164 units
The Tides at Tops'l Beach & Racquet Resort
9011 Hwy 98 W, Miramar Beach, FL 32541
Overview
The Tides at TOPS'L is a well-maintained beachfront condominium resort known for its stunning ocean views, clean common areas, and direct access to the beach. Guests frequently praise the spacious units, family-friendly atmosphere, and convenient location near local shopping and dining. Recent feedback highlights growing concerns regarding resort amenity access policies and rental restrictions, but the property remains a popular destination for scenic coastal getaways.
Overview compiled from public sources — verify details independently. Review-derived detail here comes from short-stay guest reviews, not residents.
At a glance
Facts, not verdicts- Structure
- Being verified
- Milestone
- Inspection applies
- Flood
- Being verified
- Wind
- Being verified
- Fees
- Being verified
- Reviews
- 3 themes
164 residential units on record.
Is The Tides at Tops'l Beach & Racquet Resort safe? Structure & milestone status
Applicability is a factual classification — it does not indicate that any inspection is overdue or that a building has a problem.
What are the HOA fees at The Tides at Tops'l Beach & Racquet Resort?
Fee information for this building is being verified from public records.
Local condo market — Miramar Beach, FL 32541
ZIP-level market snapshot from Redfin public data · updated monthly
What is the flood risk at The Tides at Tops'l Beach & Racquet Resort?
Flood and wind exposure for this building are being verified from FEMA and county records.
Permits & activity
Permit activity is being compiled from the county building department index.
What guests say about staying at The Tides at Tops'l Beach & Racquet Resort
What works
What doesn't
Ongoing, not one-off
- Rules enforcement — raised repeatedly, 2021-2026
This building is listed as a vacation rental or resort operation, so this reflects short-stay guest reviews rather than resident experience. Aggregated from public reviews; no individuals are named.
Get the full building report
We're compiling special-assessment history, reserve funding status, and structural-safety records for this building. Get notified when the full safety & financial report is ready.
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Frequently asked
Is The Tides at Tops'l Beach & Racquet Resort safe to live in?
Aedificio doesn't grade or judge buildings. What we can tell you is factual, and as a building of 3+ stories it falls under Florida SB 4-D milestone-inspection requirements. Applicability is a regulatory classification and does not indicate any problem. For a professional assessment, consult a licensed inspector.
What are the HOA fees at The Tides at Tops'l Beach & Racquet Resort?
We're verifying this building's fee information from public records. Sign up above to be notified when it's published.
Does The Tides at Tops'l Beach & Racquet Resort require a milestone inspection?
Yes — as a building of three or more stories it is within the class covered by Florida SB 4-D milestone inspections. This is a factual classification about the building class; Aedificio does not publish whether an inspection is complete or overdue.
Can you get a mortgage on a condo here?
Condo mortgage eligibility depends on the project's "warrantability" (Fannie Mae / Freddie Mac criteria: owner-occupancy, reserves, litigation, insurance). Aedificio surfaces the public inputs; your lender makes the warrantability determination.
Is The Tides at Tops'l Beach & Racquet Resort in a flood zone?
We're verifying this building's FEMA flood-zone designation. Sign up to be notified.