Aedificio

Condo in Clearwater Beach, Pinellas County, FL · 400 units · built 2004

Belle Harbor

521 Mandalay Ave, Clearwater Beach, FL 33767

400 units Built 2004 Milestone applies
Records last updated Jul 2026 · Sources: FL DBPR · County records · FEMA Is this your building? Request a correction

Overview

Belle Harbor offers a desirable Clearwater Beach location with strong security measures, a guarded and gated entrance, and beautiful views of the intercoastal waterway and nearby beach. The community features extensive amenities including a lavish pool area, club facilities, and private townhomes. While long-term occupants praise the quiet and private atmosphere, recent observations indicate that upkeep has shifted toward a more basic level, and occasional staffing friction at the gate has been noted. Overall, the property combines a peaceful residential environment with accessible coastal attractions.

Overview compiled from public sources — verify details independently.

At a glance

Facts, not verdicts
Records verified 3 of 6
Structure
Built 2004
Milestone
Inspection applies
Flood
Being verified
Wind
Being verified
Fees
Being verified
Reviews
4 themes

400 residential units on record.

Is Belle Harbor safe? Structure & milestone status

Stories Being verified
Year built 2004 Source: County property records
Structure type Being verified
Milestone inspection (SB 4-D) Applies — buildings 3+ stories Source: FL SB 4-D

Applicability is a factual classification — it does not indicate that any inspection is overdue or that a building has a problem.

What are the HOA fees at Belle Harbor?

Fee information for this building is being verified from public records.

What is the flood risk at Belle Harbor?

Flood and wind exposure for this building are being verified from FEMA and county records.

Permits & activity

Permit activity is being compiled from the county building department index.

What residents say about living at Belle Harbor

What works

Good locationGood securityStrong amenitiesQuietClean common areasWell maintained

What doesn't

Security lapsesDeferred maintenance

Ongoing, not one-off

  • Maintenance — raised repeatedly, 2022-2025

Aggregated from public reviews. No individuals are named.

Get the full building report

We're compiling special-assessment history, reserve funding status, and structural-safety records for this building. Get notified when the full safety & financial report is ready.

No spam. One email when this building's report is published.

Frequently asked

Is Belle Harbor safe to live in?

Aedificio doesn't grade or judge buildings. What we can tell you is factual, and as a building of 3+ stories it falls under Florida SB 4-D milestone-inspection requirements. Applicability is a regulatory classification and does not indicate any problem. For a professional assessment, consult a licensed inspector.

What are the HOA fees at Belle Harbor?

We're verifying this building's fee information from public records. Sign up above to be notified when it's published.

Does Belle Harbor require a milestone inspection?

Yes — as a building of three or more stories it is within the class covered by Florida SB 4-D milestone inspections. This is a factual classification about the building class; Aedificio does not publish whether an inspection is complete or overdue.

Can you get a mortgage on a condo here?

Condo mortgage eligibility depends on the project's "warrantability" (Fannie Mae / Freddie Mac criteria: owner-occupancy, reserves, litigation, insurance). Aedificio surfaces the public inputs; your lender makes the warrantability determination.

Is Belle Harbor in a flood zone?

We're verifying this building's FEMA flood-zone designation. Sign up to be notified.