Aedificio

Condo in Shalimar, Okaloosa County, FL · 148 units

Finisterra Condominiums

Old Ferry Rd & Garnier, Shalimar, FL 32579

148 units
Records last updated Jul 2026 · Sources: FL DBPR · County records · FEMA Is this your building? Request a correction

Overview

Finisterra Condominiums offers a peaceful setting with bay views, well-maintained grounds, and amenities including pools, washers and dryers, tennis courts with lights, and kayak storage. While the community is generally appreciated for its quiet atmosphere and location, rules enforcement and association governance have been noted by some occupants as strict or overreaching.

Overview compiled from public sources — verify details independently.

At a glance

Facts, not verdicts
Records verified 1 of 6
Structure
Being verified
Milestone
Being verified
Flood
Being verified
Wind
Being verified
Fees
Being verified
Reviews
3 themes

148 residential units on record.

Is Finisterra Condominiums safe? Structure & milestone status

Stories Being verified
Year built Being verified
Structure type Being verified
Milestone inspection (SB 4-D) Being verified

What are the HOA fees at Finisterra Condominiums?

Fee information for this building is being verified from public records.

Local condo market — Shalimar, FL 32579

Median sale price $524,000 Source: Redfin
Median days on market 84 days Source: Redfin
Year-over-year price change +5% Source: Redfin

ZIP-level market snapshot from Redfin public data · updated monthly

What is the flood risk at Finisterra Condominiums?

Flood and wind exposure for this building are being verified from FEMA and county records.

Permits & activity

Permit activity is being compiled from the county building department index.

What residents say about living at Finisterra Condominiums

What works

Well maintainedStrong amenitiesQuietGood location

What doesn't

Strict rules enforcementUnresponsive management

Ongoing, not one-off

  • Rules enforcement — raised repeatedly, 2020-2024

Aggregated from public reviews. No individuals are named.

Get the full building report

We're compiling special-assessment history, reserve funding status, and structural-safety records for this building. Get notified when the full safety & financial report is ready.

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Frequently asked

Is Finisterra Condominiums safe to live in?

Aedificio doesn't grade or judge buildings. What we can tell you is factual. Applicability is a regulatory classification and does not indicate any problem. For a professional assessment, consult a licensed inspector.

What are the HOA fees at Finisterra Condominiums?

We're verifying this building's fee information from public records. Sign up above to be notified when it's published.

Does Finisterra Condominiums require a milestone inspection?

Based on available records, this building is not classified within the 3+ story milestone-inspection requirement. Verify with the association.

Can you get a mortgage on a condo here?

Condo mortgage eligibility depends on the project's "warrantability" (Fannie Mae / Freddie Mac criteria: owner-occupancy, reserves, litigation, insurance). Aedificio surfaces the public inputs; your lender makes the warrantability determination.

Is Finisterra Condominiums in a flood zone?

We're verifying this building's FEMA flood-zone designation. Sign up to be notified.