Aedificio

Condo in Fort Walton Beach, Okaloosa County, FL · 19 units

Sunset Cottages

860 Scallop Court, Fort Walton Beach, FL 32548

19 units Milestone applies
Records last updated Jul 2026 · Sources: FL DBPR · County records · FEMA Is this your building? Request a correction

Overview

Sunset Cottages is a clean, quiet, and well-maintained condominium community located just steps from the beach. The property features a private beach with umbrella and chair setups, a conveniently located pool, and plentiful parking. Known for its small, comfortable complex feel and lack of large crowds, it offers a peaceful coastal setting.

Overview compiled from public sources — verify details independently.

At a glance

Facts, not verdicts
Records verified 2 of 6
Structure
Being verified
Milestone
Inspection applies
Flood
Being verified
Wind
Being verified
Fees
Being verified
Reviews
3 themes

19 residential units on record.

Is Sunset Cottages safe? Structure & milestone status

Stories Being verified
Year built Being verified
Structure type Being verified
Milestone inspection (SB 4-D) Applies — buildings 3+ stories Source: FL SB 4-D

Applicability is a factual classification — it does not indicate that any inspection is overdue or that a building has a problem.

What are the HOA fees at Sunset Cottages?

Fee information for this building is being verified from public records.

Local condo market — Fort Walton Beach, FL 32548

Median sale price $382,000 Source: Redfin
Median days on market 89 days Source: Redfin
Year-over-year price change +7.8% Source: Redfin

ZIP-level market snapshot from Redfin public data · updated monthly

What is the flood risk at Sunset Cottages?

Flood and wind exposure for this building are being verified from FEMA and county records.

Permits & activity

Permit activity is being compiled from the county building department index.

What residents say about living at Sunset Cottages

What works

Well maintainedStrong amenitiesQuietAmple parkingClean common areasGood location

Aggregated from public reviews. No individuals are named.

Get the full building report

We're compiling special-assessment history, reserve funding status, and structural-safety records for this building. Get notified when the full safety & financial report is ready.

No spam. One email when this building's report is published.

Frequently asked

Is Sunset Cottages safe to live in?

Aedificio doesn't grade or judge buildings. What we can tell you is factual, and as a building of 3+ stories it falls under Florida SB 4-D milestone-inspection requirements. Applicability is a regulatory classification and does not indicate any problem. For a professional assessment, consult a licensed inspector.

What are the HOA fees at Sunset Cottages?

We're verifying this building's fee information from public records. Sign up above to be notified when it's published.

Does Sunset Cottages require a milestone inspection?

Yes — as a building of three or more stories it is within the class covered by Florida SB 4-D milestone inspections. This is a factual classification about the building class; Aedificio does not publish whether an inspection is complete or overdue.

Can you get a mortgage on a condo here?

Condo mortgage eligibility depends on the project's "warrantability" (Fannie Mae / Freddie Mac criteria: owner-occupancy, reserves, litigation, insurance). Aedificio surfaces the public inputs; your lender makes the warrantability determination.

Is Sunset Cottages in a flood zone?

We're verifying this building's FEMA flood-zone designation. Sign up to be notified.