Condo in Fort Walton Beach, Okaloosa County, FL · 11 units · built 1974
Island Surf Condominiums
927 Whelk Ct, Fort Walton Beach, FL 32548
Overview
Island Surf Condominiums is a small, quiet beachfront community offering a cozy, low-rise setting with direct beach access and uncrowded common areas. The property features a pool, simple parking, and convenient amenities like complimentary beach chair and umbrella service. Units are well-maintained and many have been updated over time, contributing to a consistently peaceful and highly favored vacation destination.
Overview compiled from public sources — verify details independently.
At a glance
Facts, not verdicts- Structure
- Built 1974
- Milestone
- Being verified
- Flood
- Being verified
- Wind
- Being verified
- Fees
- Being verified
- Reviews
- 5 themes
11 residential units on record.
Is Island Surf Condominiums safe? Structure & milestone status
What are the HOA fees at Island Surf Condominiums?
Fee information for this building is being verified from public records.
Local condo market — Fort Walton Beach, FL 32548
ZIP-level market snapshot from Redfin public data · updated monthly
What is the flood risk at Island Surf Condominiums?
Flood and wind exposure for this building are being verified from FEMA and county records.
Permits & activity
Permit activity is being compiled from the county building department index.
What residents say about living at Island Surf Condominiums
What works
Recently addressed
Criticized in earlier reviews, then improved.
Aggregated from public reviews. No individuals are named.
Get the full building report
We're compiling special-assessment history, reserve funding status, and structural-safety records for this building. Get notified when the full safety & financial report is ready.
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Frequently asked
Is Island Surf Condominiums safe to live in?
Aedificio doesn't grade or judge buildings. What we can tell you is factual. Applicability is a regulatory classification and does not indicate any problem. For a professional assessment, consult a licensed inspector.
What are the HOA fees at Island Surf Condominiums?
We're verifying this building's fee information from public records. Sign up above to be notified when it's published.
Does Island Surf Condominiums require a milestone inspection?
Based on available records, this building is not classified within the 3+ story milestone-inspection requirement. Verify with the association.
Can you get a mortgage on a condo here?
Condo mortgage eligibility depends on the project's "warrantability" (Fannie Mae / Freddie Mac criteria: owner-occupancy, reserves, litigation, insurance). Aedificio surfaces the public inputs; your lender makes the warrantability determination.
Is Island Surf Condominiums in a flood zone?
We're verifying this building's FEMA flood-zone designation. Sign up to be notified.