Aedificio

Condo in Key Largo, Monroe County, FL · 31 units

Rock Harbor Club

1380 S Overseas Hwy, Key Largo, FL 33037

31 units
Records last updated Jul 2026 · Sources: FL DBPR · County records · FEMA Is this your building? Request a correction

Overview

Rock Harbor Club is a scenic condominium community known for its peaceful atmosphere, beautiful sunsets, beach access, and strong amenities including a pool, tennis facilities, and dockage. While the community generally maintains a quiet and well-maintained environment, past experiences noted occasional communication concerns regarding project timelines. Overall, the property offers an attractive setting in the Keys.

Overview compiled from public sources — verify details independently.

At a glance

Facts, not verdicts
Records verified 1 of 6
Structure
Being verified
Milestone
Being verified
Flood
Being verified
Wind
Being verified
Fees
Being verified
Reviews
4 themes

31 residential units on record.

Is Rock Harbor Club safe? Structure & milestone status

Stories Being verified
Year built Being verified
Structure type Being verified
Milestone inspection (SB 4-D) Being verified

What are the HOA fees at Rock Harbor Club?

Fee information for this building is being verified from public records.

What is the flood risk at Rock Harbor Club?

Flood and wind exposure for this building are being verified from FEMA and county records.

Permits & activity

Permit activity is being compiled from the county building department index.

What residents say about living at Rock Harbor Club

What works

Well maintainedQuietClean common areasStrong amenities

What doesn't

Poor communication

Aggregated from public reviews. No individuals are named.

Get the full building report

We're compiling special-assessment history, reserve funding status, and structural-safety records for this building. Get notified when the full safety & financial report is ready.

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Frequently asked

Is Rock Harbor Club safe to live in?

Aedificio doesn't grade or judge buildings. What we can tell you is factual. Applicability is a regulatory classification and does not indicate any problem. For a professional assessment, consult a licensed inspector.

What are the HOA fees at Rock Harbor Club?

We're verifying this building's fee information from public records. Sign up above to be notified when it's published.

Does Rock Harbor Club require a milestone inspection?

Based on available records, this building is not classified within the 3+ story milestone-inspection requirement. Verify with the association.

Can you get a mortgage on a condo here?

Condo mortgage eligibility depends on the project's "warrantability" (Fannie Mae / Freddie Mac criteria: owner-occupancy, reserves, litigation, insurance). Aedificio surfaces the public inputs; your lender makes the warrantability determination.

Is Rock Harbor Club in a flood zone?

We're verifying this building's FEMA flood-zone designation. Sign up to be notified.