Condo in Key Largo, Monroe County, FL · 48 units
Harbour House at Ocean Reef
Ocean Reef Club, Key Largo, FL 33037-5247
Overview
A four-phase, mid-rise condominium community located within the exclusive gated Ocean Reef Club in North Key Largo, featuring waterfront units on Barracuda Lane. These 48 residences, built between 1977-1983, offer access to world-class private amenities, including marina, club house, and a pool. The property features large, 2-3 bedroom layouts.
Overview compiled from public sources — verify details independently.
At a glance
Facts, not verdicts- Structure
- Being verified
- Milestone
- Inspection applies
- Flood
- Being verified
- Wind
- Being verified
- Fees
- Being verified
- Reviews
- Being verified
48 residential units on record.
Is Harbour House at Ocean Reef safe? Structure & milestone status
Applicability is a factual classification — it does not indicate that any inspection is overdue or that a building has a problem.
What are the HOA fees at Harbour House at Ocean Reef?
Fee information for this building is being verified from public records.
What is the flood risk at Harbour House at Ocean Reef?
Flood and wind exposure for this building are being verified from FEMA and county records.
Permits & activity
Permit activity is being compiled from the county building department index.
Get the full building report
We're compiling special-assessment history, reserve funding status, and structural-safety records for this building. Get notified when the full safety & financial report is ready.
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Frequently asked
Is Harbour House at Ocean Reef safe to live in?
Aedificio doesn't grade or judge buildings. What we can tell you is factual, and as a building of 3+ stories it falls under Florida SB 4-D milestone-inspection requirements. Applicability is a regulatory classification and does not indicate any problem. For a professional assessment, consult a licensed inspector.
What are the HOA fees at Harbour House at Ocean Reef?
We're verifying this building's fee information from public records. Sign up above to be notified when it's published.
Does Harbour House at Ocean Reef require a milestone inspection?
Yes — as a building of three or more stories it is within the class covered by Florida SB 4-D milestone inspections. This is a factual classification about the building class; Aedificio does not publish whether an inspection is complete or overdue.
Can you get a mortgage on a condo here?
Condo mortgage eligibility depends on the project's "warrantability" (Fannie Mae / Freddie Mac criteria: owner-occupancy, reserves, litigation, insurance). Aedificio surfaces the public inputs; your lender makes the warrantability determination.
Is Harbour House at Ocean Reef in a flood zone?
We're verifying this building's FEMA flood-zone designation. Sign up to be notified.