Aedificio

Condo in Vero Beach, Indian River County, FL · 36 units · built 1973

Bay Island Club

4141 Ocean Dr, Vero Beach, FL 32963-1322

36 units Built 1973 Milestone applies
Records last updated Jul 2026 · Sources: FL DBPR · County records · FEMA Is this your building? Request a correction

Overview

Bay Island Club features two-bedroom, two-bathroom elevated condominiums offering panoramic, unobstructed direct oceanfront views in Vero Beach. The complex is known for being well-maintained and providing spectacular ocean breezes. Ongoing maintenance, such as cement work and painting, is a regular part of community upkeep, and the location is noted for its scenic appeal and friendly atmosphere.

Overview compiled from public sources — verify details independently.

At a glance

Facts, not verdicts
Records verified 3 of 6
Structure
Built 1973
Milestone
Inspection applies
Flood
Being verified
Wind
Being verified
Fees
Being verified
Reviews
3 themes

36 residential units on record.

Is Bay Island Club safe? Structure & milestone status

Stories Being verified
Year built 1973 Source: County property records
Structure type Being verified
Milestone inspection (SB 4-D) Applies — buildings 3+ stories Source: FL SB 4-D

Applicability is a factual classification — it does not indicate that any inspection is overdue or that a building has a problem.

What are the HOA fees at Bay Island Club?

Fee information for this building is being verified from public records.

Local condo market — Vero Beach, FL 32963

Median sale price $895,000 Source: Redfin
Median days on market 146 days Source: Redfin
Year-over-year price change +7.8% Source: Redfin

ZIP-level market snapshot from Redfin public data · updated monthly

What is the flood risk at Bay Island Club?

Flood and wind exposure for this building are being verified from FEMA and county records.

Permits & activity

Permit activity is being compiled from the county building department index.

What residents say about living at Bay Island Club

What works

Well maintainedGood location

What doesn't

Deferred maintenance

Aggregated from public reviews. No individuals are named.

Get the full building report

We're compiling special-assessment history, reserve funding status, and structural-safety records for this building. Get notified when the full safety & financial report is ready.

No spam. One email when this building's report is published.

Frequently asked

Is Bay Island Club safe to live in?

Aedificio doesn't grade or judge buildings. What we can tell you is factual, and as a building of 3+ stories it falls under Florida SB 4-D milestone-inspection requirements. Applicability is a regulatory classification and does not indicate any problem. For a professional assessment, consult a licensed inspector.

What are the HOA fees at Bay Island Club?

We're verifying this building's fee information from public records. Sign up above to be notified when it's published.

Does Bay Island Club require a milestone inspection?

Yes — as a building of three or more stories it is within the class covered by Florida SB 4-D milestone inspections. This is a factual classification about the building class; Aedificio does not publish whether an inspection is complete or overdue.

Can you get a mortgage on a condo here?

Condo mortgage eligibility depends on the project's "warrantability" (Fannie Mae / Freddie Mac criteria: owner-occupancy, reserves, litigation, insurance). Aedificio surfaces the public inputs; your lender makes the warrantability determination.

Is Bay Island Club in a flood zone?

We're verifying this building's FEMA flood-zone designation. Sign up to be notified.