Aedificio

Condo in Panama City, Bay County, FL · 85 units · built 1983

Waterhaven Condominiums

4100 Magnolia Beach Rd, Panama City, FL 32408

85 units Built 1983 Milestone applies
Records last updated Jul 2026 · Sources: FL DBPR · County records · FEMA Is this your building? Request a correction

Overview

A gated, waterfront, low-rise residential condominium community situated on St. Andrews Bay in Panama City Beach, featuring a private marina, beach access, and resort-style amenities, characterized by Southern-style design and bay-side views.

Overview compiled from public sources — verify details independently.

At a glance

Facts, not verdicts
Records verified 2 of 6
Structure
Built 1983
Milestone
Inspection applies
Flood
Being verified
Wind
Being verified
Fees
Being verified
Reviews
Being verified

85 residential units on record.

Is Waterhaven Condominiums safe? Structure & milestone status

Stories Being verified
Year built 1983 Source: County property records
Structure type Being verified
Milestone inspection (SB 4-D) Applies — buildings 3+ stories Source: FL SB 4-D

Applicability is a factual classification — it does not indicate that any inspection is overdue or that a building has a problem.

What are the HOA fees at Waterhaven Condominiums?

Fee information for this building is being verified from public records.

What is the flood risk at Waterhaven Condominiums?

Flood and wind exposure for this building are being verified from FEMA and county records.

Permits & activity

Permit activity is being compiled from the county building department index.

Get the full building report

We're compiling special-assessment history, reserve funding status, and structural-safety records for this building. Get notified when the full safety & financial report is ready.

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Frequently asked

Is Waterhaven Condominiums safe to live in?

Aedificio doesn't grade or judge buildings. What we can tell you is factual, and as a building of 3+ stories it falls under Florida SB 4-D milestone-inspection requirements. Applicability is a regulatory classification and does not indicate any problem. For a professional assessment, consult a licensed inspector.

What are the HOA fees at Waterhaven Condominiums?

We're verifying this building's fee information from public records. Sign up above to be notified when it's published.

Does Waterhaven Condominiums require a milestone inspection?

Yes — as a building of three or more stories it is within the class covered by Florida SB 4-D milestone inspections. This is a factual classification about the building class; Aedificio does not publish whether an inspection is complete or overdue.

Can you get a mortgage on a condo here?

Condo mortgage eligibility depends on the project's "warrantability" (Fannie Mae / Freddie Mac criteria: owner-occupancy, reserves, litigation, insurance). Aedificio surfaces the public inputs; your lender makes the warrantability determination.

Is Waterhaven Condominiums in a flood zone?

We're verifying this building's FEMA flood-zone designation. Sign up to be notified.