Condo apartments in Panama City, Bay County, FL · 1 units · built 1974
Turtle Lake Apartments
4324 W 20th St, Panama City, FL 32405
Overview
Turtle Lake Apartments is a garden-style apartment community offering a relatively peaceful environment with scenic views, lakes, and traditional amenities such as a pool and playground. While some residents appreciate the quiet setting, affordable pricing, and responsive staff members, long-standing concerns persist regarding recurring maintenance issues, pest control, pool upkeep, and occasional friction with management and parking availability.
Overview compiled from public sources — verify details independently.
At a glance
Facts, not verdicts- Structure
- Built 1974
- Flood
- Being verified
- Wind
- Being verified
- Reviews
- 5 themes
1 residential units on record.
Turtle Lake Apartments — structure & age
What is the flood risk at Turtle Lake Apartments?
Flood and wind exposure for this building are being verified from FEMA and county records.
Permits & activity
Permit activity is being compiled from the county building department index.
What residents say about living at Turtle Lake Apartments
What works
What doesn't
Ongoing, not one-off
- Maintenance — raised repeatedly, 2014-2026
- Management responsiveness — raised repeatedly, 2017-2026
- Amenities — raised repeatedly, 2023-2026
Aggregated from public reviews. No individuals are named.
Frequently asked
Is Turtle Lake Apartments safe to live in?
Aedificio doesn't grade or judge buildings. What we can tell you is factual. Applicability is a regulatory classification and does not indicate any problem. For a professional assessment, consult a licensed inspector.
Is Turtle Lake Apartments in a flood zone?
We're verifying this building's FEMA flood-zone designation. Sign up to be notified.