Aedificio

Condo in Panama City, Bay County, FL · 263 units

Treasure Island Resort Condominiums

5400 Thomas Dr, Panama City, FL 32408

263 units Milestone applies
Records last updated Jul 2026 · Sources: FL DBPR · County records · FEMA Is this your building? Request a correction

Overview

Treasure Island Resort Condominiums features a prime beachfront location with expansive balconies and spacious units offering panoramic ocean views. The community provides well-kept amenities including a large pool, hot tub, and poolside cafe, with common areas maintained consistently throughout the day. While many guests enjoy the quieter side of the beach and convenient access to local dining, recurring feedback points to occasional maintenance inconsistencies within individual privately managed units, occasional elevator waits during peak periods, and varying levels of rule enforcement around the shared pool and outdoor spaces.

Overview compiled from public sources — verify details independently. Review-derived detail here comes from short-stay guest reviews, not residents.

At a glance

Facts, not verdicts
Records verified 2 of 6
Structure
Being verified
Milestone
Inspection applies
Flood
Being verified
Wind
Being verified
Fees
Being verified
Reviews
5 themes

263 residential units on record.

Is Treasure Island Resort Condominiums safe? Structure & milestone status

Stories Being verified
Year built Being verified
Structure type Being verified
Milestone inspection (SB 4-D) Applies — buildings 3+ stories Source: FL SB 4-D

Applicability is a factual classification — it does not indicate that any inspection is overdue or that a building has a problem.

What are the HOA fees at Treasure Island Resort Condominiums?

Fee information for this building is being verified from public records.

What is the flood risk at Treasure Island Resort Condominiums?

Flood and wind exposure for this building are being verified from FEMA and county records.

Permits & activity

Permit activity is being compiled from the county building department index.

What guests say about staying at Treasure Island Resort Condominiums

What works

Well maintainedStrong amenitiesGood locationClean common areasAmple parkingQuiet

What doesn't

Elevator outagesStrict rules enforcementNoisePoor communication

Ongoing, not one-off

  • Maintenance — raised repeatedly, 2021-2026
  • Rules enforcement — raised repeatedly, 2021-2026

This building is listed as a vacation rental or resort operation, so this reflects short-stay guest reviews rather than resident experience. Aggregated from public reviews; no individuals are named.

Get the full building report

We're compiling special-assessment history, reserve funding status, and structural-safety records for this building. Get notified when the full safety & financial report is ready.

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Frequently asked

Is Treasure Island Resort Condominiums safe to live in?

Aedificio doesn't grade or judge buildings. What we can tell you is factual, and as a building of 3+ stories it falls under Florida SB 4-D milestone-inspection requirements. Applicability is a regulatory classification and does not indicate any problem. For a professional assessment, consult a licensed inspector.

What are the HOA fees at Treasure Island Resort Condominiums?

We're verifying this building's fee information from public records. Sign up above to be notified when it's published.

Does Treasure Island Resort Condominiums require a milestone inspection?

Yes — as a building of three or more stories it is within the class covered by Florida SB 4-D milestone inspections. This is a factual classification about the building class; Aedificio does not publish whether an inspection is complete or overdue.

Can you get a mortgage on a condo here?

Condo mortgage eligibility depends on the project's "warrantability" (Fannie Mae / Freddie Mac criteria: owner-occupancy, reserves, litigation, insurance). Aedificio surfaces the public inputs; your lender makes the warrantability determination.

Is Treasure Island Resort Condominiums in a flood zone?

We're verifying this building's FEMA flood-zone designation. Sign up to be notified.