Condo in Panama City, Bay County, FL · 63 units
Ocean Ritz Condominiums
10611 Front Beach Rd, Panama City, FL 32401
Overview
Ocean Ritz features a beachfront location with spacious units, large balconies, and convenient access to local shops, restaurants, and the Gulf. While individual units often offer comfortable interiors and scenic views, the building experiences persistent challenges with limited parking, tight garage clearance, and frequent elevator delays or outages. Common areas and amenities see mixed maintenance, with ongoing concerns regarding elevator reliability and parking capacity.
Overview compiled from public sources — verify details independently.
At a glance
Facts, not verdicts- Structure
- Being verified
- Milestone
- Inspection applies
- Flood
- Being verified
- Wind
- Being verified
- Fees
- Being verified
- Reviews
- 5 themes
63 residential units on record.
Is Ocean Ritz Condominiums safe? Structure & milestone status
Applicability is a factual classification — it does not indicate that any inspection is overdue or that a building has a problem.
What are the HOA fees at Ocean Ritz Condominiums?
Fee information for this building is being verified from public records.
What is the flood risk at Ocean Ritz Condominiums?
Flood and wind exposure for this building are being verified from FEMA and county records.
Permits & activity
Permit activity is being compiled from the county building department index.
What residents say about living at Ocean Ritz Condominiums
What works
What doesn't
Ongoing, not one-off
- Elevators — raised repeatedly, 2017-2026
- Parking — raised repeatedly, 2017-2026
- Maintenance — raised repeatedly, 2018-2026
Aggregated from public reviews. No individuals are named.
Get the full building report
We're compiling special-assessment history, reserve funding status, and structural-safety records for this building. Get notified when the full safety & financial report is ready.
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Frequently asked
Is Ocean Ritz Condominiums safe to live in?
Aedificio doesn't grade or judge buildings. What we can tell you is factual, and as a building of 3+ stories it falls under Florida SB 4-D milestone-inspection requirements. Applicability is a regulatory classification and does not indicate any problem. For a professional assessment, consult a licensed inspector.
What are the HOA fees at Ocean Ritz Condominiums?
We're verifying this building's fee information from public records. Sign up above to be notified when it's published.
Does Ocean Ritz Condominiums require a milestone inspection?
Yes — as a building of three or more stories it is within the class covered by Florida SB 4-D milestone inspections. This is a factual classification about the building class; Aedificio does not publish whether an inspection is complete or overdue.
Can you get a mortgage on a condo here?
Condo mortgage eligibility depends on the project's "warrantability" (Fannie Mae / Freddie Mac criteria: owner-occupancy, reserves, litigation, insurance). Aedificio surfaces the public inputs; your lender makes the warrantability determination.
Is Ocean Ritz Condominiums in a flood zone?
We're verifying this building's FEMA flood-zone designation. Sign up to be notified.