Condo in Panama City, Bay County, FL · 82 units · built 1999
Coral Reef Condominiums
6609 Thomas Dr, Panama City, FL 32408
Overview
Coral Reef Condominium Rentals Association is a popular beachfront destination in Panama City Beach, featuring spacious multi-bedroom units, stunning ocean views, and amenities including two outdoor pools, a heated pool option, a fitness room, and beach access. The community is generally praised for its cleanliness, quiet location away from the busiest areas, and ample parking. While many units have undergone modern interior updates with custom kitchens and upgraded flooring, occasional past concerns have involved unit maintenance and fee transparency, alongside strict enforcement of community rules.
Overview compiled from public sources — verify details independently. Review-derived detail here comes from short-stay guest reviews, not residents.
At a glance
Facts, not verdicts- Structure
- Built 1999
- Milestone
- Inspection applies
- Flood
- Being verified
- Wind
- Being verified
- Fees
- Being verified
- Reviews
- 5 themes
82 residential units on record.
Is Coral Reef Condominiums safe? Structure & milestone status
Applicability is a factual classification — it does not indicate that any inspection is overdue or that a building has a problem.
What are the HOA fees at Coral Reef Condominiums?
Fee information for this building is being verified from public records.
What is the flood risk at Coral Reef Condominiums?
Flood and wind exposure for this building are being verified from FEMA and county records.
Permits & activity
Permit activity is being compiled from the county building department index.
What guests say about staying at Coral Reef Condominiums
What works
What doesn't
Ongoing, not one-off
- Maintenance — raised repeatedly, 2017-2021
- Fees
- Rules enforcement
Recently addressed
Criticized in earlier reviews, then improved.
This building is listed as a vacation rental or resort operation, so this reflects short-stay guest reviews rather than resident experience. Aggregated from public reviews; no individuals are named.
Get the full building report
We're compiling special-assessment history, reserve funding status, and structural-safety records for this building. Get notified when the full safety & financial report is ready.
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Frequently asked
Is Coral Reef Condominiums safe to live in?
Aedificio doesn't grade or judge buildings. What we can tell you is factual, and as a building of 3+ stories it falls under Florida SB 4-D milestone-inspection requirements. Applicability is a regulatory classification and does not indicate any problem. For a professional assessment, consult a licensed inspector.
What are the HOA fees at Coral Reef Condominiums?
We're verifying this building's fee information from public records. Sign up above to be notified when it's published.
Does Coral Reef Condominiums require a milestone inspection?
Yes — as a building of three or more stories it is within the class covered by Florida SB 4-D milestone inspections. This is a factual classification about the building class; Aedificio does not publish whether an inspection is complete or overdue.
Can you get a mortgage on a condo here?
Condo mortgage eligibility depends on the project's "warrantability" (Fannie Mae / Freddie Mac criteria: owner-occupancy, reserves, litigation, insurance). Aedificio surfaces the public inputs; your lender makes the warrantability determination.
Is Coral Reef Condominiums in a flood zone?
We're verifying this building's FEMA flood-zone designation. Sign up to be notified.