Condo in Panama City Beach, Bay County, FL · 170 units
Regency Towers
5710 Thomas Dr, Panama City Beach, FL 32407-6716
Overview
Regency Towers offers a desirable beachfront location on the quieter side of Panama City Beach, featuring spacious units with stunning Gulf views, two large pools, a hot tub, and a newly renovated poolside bar and grill. While many guests praise the clean facilities, family-friendly atmosphere, and direct beach access, recurring concerns involve frequent elevator delays and outages, as well as strict rules and variable conditions among individually owned units. Parking can also be limited during peak times, but the combination of great amenities and a relaxing environment keeps visitors returning.
Overview compiled from public sources — verify details independently. Review-derived detail here comes from short-stay guest reviews, not residents.
At a glance
Facts, not verdicts- Structure
- Being verified
- Milestone
- Inspection applies
- Flood
- Being verified
- Wind
- Being verified
- Fees
- Being verified
- Reviews
- 5 themes
170 residential units on record.
Is Regency Towers safe? Structure & milestone status
Applicability is a factual classification — it does not indicate that any inspection is overdue or that a building has a problem.
What are the HOA fees at Regency Towers?
Fee information for this building is being verified from public records.
Local condo market — Panama City Beach, FL 32407
ZIP-level market snapshot from Redfin public data · updated monthly
What is the flood risk at Regency Towers?
Flood and wind exposure for this building are being verified from FEMA and county records.
Permits & activity
Permit activity is being compiled from the county building department index.
What guests say about staying at Regency Towers
What works
What doesn't
Ongoing, not one-off
- Elevators
- Maintenance — raised repeatedly, 2023-2026
Recently addressed
Criticized in earlier reviews, then improved.
This building is listed as a vacation rental or resort operation, so this reflects short-stay guest reviews rather than resident experience. Aggregated from public reviews; no individuals are named.
Get the full building report
We're compiling special-assessment history, reserve funding status, and structural-safety records for this building. Get notified when the full safety & financial report is ready.
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Frequently asked
Is Regency Towers safe to live in?
Aedificio doesn't grade or judge buildings. What we can tell you is factual, and as a building of 3+ stories it falls under Florida SB 4-D milestone-inspection requirements. Applicability is a regulatory classification and does not indicate any problem. For a professional assessment, consult a licensed inspector.
What are the HOA fees at Regency Towers?
We're verifying this building's fee information from public records. Sign up above to be notified when it's published.
Does Regency Towers require a milestone inspection?
Yes — as a building of three or more stories it is within the class covered by Florida SB 4-D milestone inspections. This is a factual classification about the building class; Aedificio does not publish whether an inspection is complete or overdue.
Can you get a mortgage on a condo here?
Condo mortgage eligibility depends on the project's "warrantability" (Fannie Mae / Freddie Mac criteria: owner-occupancy, reserves, litigation, insurance). Aedificio surfaces the public inputs; your lender makes the warrantability determination.
Is Regency Towers in a flood zone?
We're verifying this building's FEMA flood-zone designation. Sign up to be notified.