Condo in Panama City Beach, Bay County, FL · 22 units
Plazas of St. Thomas I
8600 Thomas Dr, Panama City Beach, FL 32407-4749
Overview
St Thomas Square MOA is a vibrant and convenient condominium community located close to local beaches, shops, and restaurants. The property features colorful architecture, an on-site pool, tennis courts, and a private dock overlooking the lagoon, making it a popular spot for visitors and residents alike. While many appreciate the peaceful atmosphere, gated security, and proximity to the shore, some visitors have experienced challenges regarding unit maintenance, indoor air quality, and occasional communication delays with rental management. Overall, it remains a lively and well-located destination with strong community appeal.
Overview compiled from public sources — verify details independently.
At a glance
Facts, not verdicts- Structure
- Being verified
- Milestone
- Inspection applies
- Flood
- Being verified
- Wind
- Being verified
- Fees
- Being verified
- Reviews
- 6 themes
22 residential units on record.
Is Plazas of St. Thomas I safe? Structure & milestone status
Applicability is a factual classification — it does not indicate that any inspection is overdue or that a building has a problem.
What are the HOA fees at Plazas of St. Thomas I?
Fee information for this building is being verified from public records.
Local condo market — Panama City Beach, FL 32407
ZIP-level market snapshot from Redfin public data · updated monthly
What is the flood risk at Plazas of St. Thomas I?
Flood and wind exposure for this building are being verified from FEMA and county records.
Permits & activity
Permit activity is being compiled from the county building department index.
What residents say about living at Plazas of St. Thomas I
What works
What doesn't
Ongoing, not one-off
- Maintenance — raised repeatedly, 2020-2025
- Amenities — raised repeatedly, 2021-2026
Aggregated from public reviews. No individuals are named.
Get the full building report
We're compiling special-assessment history, reserve funding status, and structural-safety records for this building. Get notified when the full safety & financial report is ready.
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Frequently asked
Is Plazas of St. Thomas I safe to live in?
Aedificio doesn't grade or judge buildings. What we can tell you is factual, and as a building of 3+ stories it falls under Florida SB 4-D milestone-inspection requirements. Applicability is a regulatory classification and does not indicate any problem. For a professional assessment, consult a licensed inspector.
What are the HOA fees at Plazas of St. Thomas I?
We're verifying this building's fee information from public records. Sign up above to be notified when it's published.
Does Plazas of St. Thomas I require a milestone inspection?
Yes — as a building of three or more stories it is within the class covered by Florida SB 4-D milestone inspections. This is a factual classification about the building class; Aedificio does not publish whether an inspection is complete or overdue.
Can you get a mortgage on a condo here?
Condo mortgage eligibility depends on the project's "warrantability" (Fannie Mae / Freddie Mac criteria: owner-occupancy, reserves, litigation, insurance). Aedificio surfaces the public inputs; your lender makes the warrantability determination.
Is Plazas of St. Thomas I in a flood zone?
We're verifying this building's FEMA flood-zone designation. Sign up to be notified.