Condo in Panama City Beach, Bay County, FL · 125 units · built 2006
Ocean Villa Condominium
10625 Front Beach Rd, Panama City Beach, FL 32407
Overview
Ocean Villa is a beachfront condominium community offering direct beach access, heated pools, a hot tub, and spacious balconies with stunning Gulf views. Situated close to local shopping and restaurants, the property is frequently praised for its prime location and scenic surroundings. However, recurring concerns include tight parking spaces, elevator wait times, and noise from neighboring balconies. Rules enforcement and towing policies are strict, and while many units are well-maintained, experiences with individual unit cleanliness and upkeep vary.
Overview compiled from public sources — verify details independently. Review-derived detail here comes from short-stay guest reviews, not residents.
At a glance
Facts, not verdicts- Structure
- Built 2006
- Milestone
- Inspection applies
- Flood
- Being verified
- Wind
- Being verified
- Fees
- Being verified
- Reviews
- 6 themes
125 residential units on record.
Is Ocean Villa Condominium safe? Structure & milestone status
Applicability is a factual classification — it does not indicate that any inspection is overdue or that a building has a problem.
What are the HOA fees at Ocean Villa Condominium?
Fee information for this building is being verified from public records.
Local condo market — Panama City Beach, FL 32407
ZIP-level market snapshot from Redfin public data · updated monthly
What is the flood risk at Ocean Villa Condominium?
Flood and wind exposure for this building are being verified from FEMA and county records.
Permits & activity
Permit activity is being compiled from the county building department index.
What guests say about staying at Ocean Villa Condominium
What works
What doesn't
Ongoing, not one-off
- Elevators — raised repeatedly, 2024-2026
- Parking — raised repeatedly, 2021-2026
- Noise — raised repeatedly, 2024-2026
This building is listed as a vacation rental or resort operation, so this reflects short-stay guest reviews rather than resident experience. Aggregated from public reviews; no individuals are named.
Get the full building report
We're compiling special-assessment history, reserve funding status, and structural-safety records for this building. Get notified when the full safety & financial report is ready.
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Frequently asked
Is Ocean Villa Condominium safe to live in?
Aedificio doesn't grade or judge buildings. What we can tell you is factual, and as a building of 3+ stories it falls under Florida SB 4-D milestone-inspection requirements. Applicability is a regulatory classification and does not indicate any problem. For a professional assessment, consult a licensed inspector.
What are the HOA fees at Ocean Villa Condominium?
We're verifying this building's fee information from public records. Sign up above to be notified when it's published.
Does Ocean Villa Condominium require a milestone inspection?
Yes — as a building of three or more stories it is within the class covered by Florida SB 4-D milestone inspections. This is a factual classification about the building class; Aedificio does not publish whether an inspection is complete or overdue.
Can you get a mortgage on a condo here?
Condo mortgage eligibility depends on the project's "warrantability" (Fannie Mae / Freddie Mac criteria: owner-occupancy, reserves, litigation, insurance). Aedificio surfaces the public inputs; your lender makes the warrantability determination.
Is Ocean Villa Condominium in a flood zone?
We're verifying this building's FEMA flood-zone designation. Sign up to be notified.