Condo in Panama City Beach, Bay County, FL · 299 units · built 2008
Island Reserve, a Condo
8700 FRONT BEACH RD, Panama City Beach, FL 32407
Overview
Island Reserve Condominium is widely recognized for its impressive resort-style pool, extensive amenities including indoor pickleball and a fitness room, and well-maintained grounds and parking garages. While early years faced significant construction and maintenance hurdles, recent feedback highlights a more responsive board and a peaceful atmosphere. Monthly fees have risen over time, and some rules enforcement and community policies remain points of discussion among residents, but overall satisfaction is high among those seeking an active, community-oriented environment.
Overview compiled from public sources — verify details independently.
At a glance
Facts, not verdicts- Structure
- Built 2008
- Milestone
- Inspection applies
- Flood
- Being verified
- Wind
- Being verified
- Fees
- Being verified
- Reviews
- 6 themes
299 residential units on record.
Is Island Reserve, a Condo safe? Structure & milestone status
Applicability is a factual classification — it does not indicate that any inspection is overdue or that a building has a problem.
What are the HOA fees at Island Reserve, a Condo?
Fee information for this building is being verified from public records.
What is the flood risk at Island Reserve, a Condo?
Flood and wind exposure for this building are being verified from FEMA and county records.
Permits & activity
Permit activity is being compiled from the county building department index.
Resident review themes
Aggregated themes from public reviews. No individuals are named.
Get the full building report
We're compiling special-assessment history, reserve funding status, and structural-safety records for this building. Get notified when the full safety & financial report is ready.
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Frequently asked
Is Island Reserve, a Condo safe to live in?
Aedificio doesn't grade or judge buildings. What we can tell you is factual, and as a building of 3+ stories it falls under Florida SB 4-D milestone-inspection requirements. Applicability is a regulatory classification and does not indicate any problem. For a professional assessment, consult a licensed inspector.
What are the HOA fees at Island Reserve, a Condo?
We're verifying this building's fee information from public records. Sign up above to be notified when it's published.
Does Island Reserve, a Condo require a milestone inspection?
Yes — as a building of three or more stories it is within the class covered by Florida SB 4-D milestone inspections. This is a factual classification about the building class; Aedificio does not publish whether an inspection is complete or overdue.
Can you get a mortgage on a condo here?
Condo mortgage eligibility depends on the project's "warrantability" (Fannie Mae / Freddie Mac criteria: owner-occupancy, reserves, litigation, insurance). Aedificio surfaces the public inputs; your lender makes the warrantability determination.
Is Island Reserve, a Condo in a flood zone?
We're verifying this building's FEMA flood-zone designation. Sign up to be notified.