Aedificio

Condo in Panama City Beach, Bay County, FL · 14 units

Gulf Palms

4100 Biltmore Dr, Panama City Beach, FL 32407-6652

14 units
Records last updated Jul 2026 · Sources: FL DBPR · County records · FEMA Is this your building? Request a correction

Overview

Gulf Palms is a desirable beachfront condominium community known for its excellent location just steps from the beach and updated, modernized units. The property features clean common areas and an exclusive community pool, though street noise can sometimes be noticeable.

Overview compiled from public sources — verify details independently.

At a glance

Facts, not verdicts
Records verified 1 of 6
Structure
Being verified
Milestone
Being verified
Flood
Being verified
Wind
Being verified
Fees
Being verified
Reviews
3 themes

14 residential units on record.

Is Gulf Palms safe? Structure & milestone status

Stories Being verified
Year built Being verified
Structure type Being verified
Milestone inspection (SB 4-D) Being verified

What are the HOA fees at Gulf Palms?

Fee information for this building is being verified from public records.

Local condo market — Panama City Beach, FL 32407

Median sale price $360,000 Source: Redfin
Median days on market 111 days Source: Redfin
Year-over-year price change -10% Source: Redfin

ZIP-level market snapshot from Redfin public data · updated monthly

What is the flood risk at Gulf Palms?

Flood and wind exposure for this building are being verified from FEMA and county records.

Permits & activity

Permit activity is being compiled from the county building department index.

What residents say about living at Gulf Palms

What works

Strong amenitiesGood locationClean common areas

What doesn't

Noise

Aggregated from public reviews. No individuals are named.

Get the full building report

We're compiling special-assessment history, reserve funding status, and structural-safety records for this building. Get notified when the full safety & financial report is ready.

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Frequently asked

Is Gulf Palms safe to live in?

Aedificio doesn't grade or judge buildings. What we can tell you is factual. Applicability is a regulatory classification and does not indicate any problem. For a professional assessment, consult a licensed inspector.

What are the HOA fees at Gulf Palms?

We're verifying this building's fee information from public records. Sign up above to be notified when it's published.

Does Gulf Palms require a milestone inspection?

Based on available records, this building is not classified within the 3+ story milestone-inspection requirement. Verify with the association.

Can you get a mortgage on a condo here?

Condo mortgage eligibility depends on the project's "warrantability" (Fannie Mae / Freddie Mac criteria: owner-occupancy, reserves, litigation, insurance). Aedificio surfaces the public inputs; your lender makes the warrantability determination.

Is Gulf Palms in a flood zone?

We're verifying this building's FEMA flood-zone designation. Sign up to be notified.