Condo in Panama City Beach, Bay County, FL · 21 units · built 1985
Emerald Shores
19504 Front Beach Rd, Panama City Beach, FL 32413
Overview
Emerald Shores is a beachfront condominium community offering direct beach access, scenic views, and a quiet coastal setting near local attractions. The property features a small community pool and a parking lot with adequate space. Individual units vary by ownership and interior updates, with some featuring comfortable furnishings and clean conditions, while historical feedback notes occasional maintenance and pest concerns in select units. The building does not feature an elevator, which enhances the top-floor views but requires stair access for upper levels.
Overview compiled from public sources — verify details independently.
At a glance
Facts, not verdicts- Structure
- Built 1985
- Milestone
- Inspection applies
- Flood
- Being verified
- Wind
- Being verified
- Fees
- Being verified
- Reviews
- 4 themes
21 residential units on record.
Is Emerald Shores safe? Structure & milestone status
Applicability is a factual classification — it does not indicate that any inspection is overdue or that a building has a problem.
What are the HOA fees at Emerald Shores?
Fee information for this building is being verified from public records.
Local condo market — Panama City Beach, FL 32413
ZIP-level market snapshot from Redfin public data · updated monthly
What is the flood risk at Emerald Shores?
Flood and wind exposure for this building are being verified from FEMA and county records.
Permits & activity
Permit activity is being compiled from the county building department index.
What residents say about living at Emerald Shores
What works
What doesn't
Aggregated from public reviews. No individuals are named.
Get the full building report
We're compiling special-assessment history, reserve funding status, and structural-safety records for this building. Get notified when the full safety & financial report is ready.
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Frequently asked
Is Emerald Shores safe to live in?
Aedificio doesn't grade or judge buildings. What we can tell you is factual, and as a building of 3+ stories it falls under Florida SB 4-D milestone-inspection requirements. Applicability is a regulatory classification and does not indicate any problem. For a professional assessment, consult a licensed inspector.
What are the HOA fees at Emerald Shores?
We're verifying this building's fee information from public records. Sign up above to be notified when it's published.
Does Emerald Shores require a milestone inspection?
Yes — as a building of three or more stories it is within the class covered by Florida SB 4-D milestone inspections. This is a factual classification about the building class; Aedificio does not publish whether an inspection is complete or overdue.
Can you get a mortgage on a condo here?
Condo mortgage eligibility depends on the project's "warrantability" (Fannie Mae / Freddie Mac criteria: owner-occupancy, reserves, litigation, insurance). Aedificio surfaces the public inputs; your lender makes the warrantability determination.
Is Emerald Shores in a flood zone?
We're verifying this building's FEMA flood-zone designation. Sign up to be notified.