Aedificio

Condo in Panama City Beach, Bay County, FL · 40 units

Dunes of Panama Phase II

7205 Thomas Dr Office C, Panama City Beach, FL 32407-7593

40 units
Records last updated Jul 2026 · Sources: FL DBPR · County records · FEMA Is this your building? Request a correction

Overview

Dunes of Panama is a large, popular beachfront condominium community known for its expansive sugar-sand beaches, multiple pools, tiki bar, and convenient location away from the main strip traffic. Many visitors highlight the stunning ocean views, clean common areas, and family-friendly atmosphere. However, recurring themes include occasional maintenance inconsistencies within individual rental units, elevator reliability concerns, and occasional crowding around pool areas during peak seasons. While the property continues to offer an enjoyable vacation setting, guests occasionally note that certain units would benefit from updated furnishings and ongoing upkeep.

Overview compiled from public sources — verify details independently. Review-derived detail here comes from short-stay guest reviews, not residents.

At a glance

Facts, not verdicts
Records verified 1 of 6
Structure
Being verified
Milestone
Being verified
Flood
Being verified
Wind
Being verified
Fees
Being verified
Reviews
5 themes

40 residential units on record.

Is Dunes of Panama Phase II safe? Structure & milestone status

Stories Being verified
Year built Being verified
Structure type Being verified
Milestone inspection (SB 4-D) Being verified

What are the HOA fees at Dunes of Panama Phase II?

Fee information for this building is being verified from public records.

Local condo market — Panama City Beach, FL 32407

Median sale price $360,000 Source: Redfin
Median days on market 111 days Source: Redfin
Year-over-year price change -10% Source: Redfin

ZIP-level market snapshot from Redfin public data · updated monthly

What is the flood risk at Dunes of Panama Phase II?

Flood and wind exposure for this building are being verified from FEMA and county records.

Permits & activity

Permit activity is being compiled from the county building department index.

What guests say about staying at Dunes of Panama Phase II

What works

Well maintainedStrong amenitiesGood locationClean common areasGood security

What doesn't

Deferred maintenanceElevator outagesPool closuresPoor communicationNoise

Ongoing, not one-off

  • Maintenance — raised repeatedly, 2020-2026
  • Elevators — raised repeatedly, 2021-2026
  • Amenities — raised repeatedly, 2022-2026

This building is listed as a vacation rental or resort operation, so this reflects short-stay guest reviews rather than resident experience. Aggregated from public reviews; no individuals are named.

Get the full building report

We're compiling special-assessment history, reserve funding status, and structural-safety records for this building. Get notified when the full safety & financial report is ready.

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Frequently asked

Is Dunes of Panama Phase II safe to live in?

Aedificio doesn't grade or judge buildings. What we can tell you is factual. Applicability is a regulatory classification and does not indicate any problem. For a professional assessment, consult a licensed inspector.

What are the HOA fees at Dunes of Panama Phase II?

We're verifying this building's fee information from public records. Sign up above to be notified when it's published.

Does Dunes of Panama Phase II require a milestone inspection?

Based on available records, this building is not classified within the 3+ story milestone-inspection requirement. Verify with the association.

Can you get a mortgage on a condo here?

Condo mortgage eligibility depends on the project's "warrantability" (Fannie Mae / Freddie Mac criteria: owner-occupancy, reserves, litigation, insurance). Aedificio surfaces the public inputs; your lender makes the warrantability determination.

Is Dunes of Panama Phase II in a flood zone?

We're verifying this building's FEMA flood-zone designation. Sign up to be notified.