Condo in Panama City Beach, Bay County, FL · 40 units
Dunes of Panama Phase II
7205 Thomas Dr Office C, Panama City Beach, FL 32407-7593
Overview
Dunes of Panama is a large, popular beachfront condominium community known for its expansive sugar-sand beaches, multiple pools, tiki bar, and convenient location away from the main strip traffic. Many visitors highlight the stunning ocean views, clean common areas, and family-friendly atmosphere. However, recurring themes include occasional maintenance inconsistencies within individual rental units, elevator reliability concerns, and occasional crowding around pool areas during peak seasons. While the property continues to offer an enjoyable vacation setting, guests occasionally note that certain units would benefit from updated furnishings and ongoing upkeep.
Overview compiled from public sources — verify details independently. Review-derived detail here comes from short-stay guest reviews, not residents.
At a glance
Facts, not verdicts- Structure
- Being verified
- Milestone
- Being verified
- Flood
- Being verified
- Wind
- Being verified
- Fees
- Being verified
- Reviews
- 5 themes
40 residential units on record.
Is Dunes of Panama Phase II safe? Structure & milestone status
What are the HOA fees at Dunes of Panama Phase II?
Fee information for this building is being verified from public records.
Local condo market — Panama City Beach, FL 32407
ZIP-level market snapshot from Redfin public data · updated monthly
What is the flood risk at Dunes of Panama Phase II?
Flood and wind exposure for this building are being verified from FEMA and county records.
Permits & activity
Permit activity is being compiled from the county building department index.
What guests say about staying at Dunes of Panama Phase II
What works
What doesn't
Ongoing, not one-off
- Maintenance — raised repeatedly, 2020-2026
- Elevators — raised repeatedly, 2021-2026
- Amenities — raised repeatedly, 2022-2026
This building is listed as a vacation rental or resort operation, so this reflects short-stay guest reviews rather than resident experience. Aggregated from public reviews; no individuals are named.
Get the full building report
We're compiling special-assessment history, reserve funding status, and structural-safety records for this building. Get notified when the full safety & financial report is ready.
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Frequently asked
Is Dunes of Panama Phase II safe to live in?
Aedificio doesn't grade or judge buildings. What we can tell you is factual. Applicability is a regulatory classification and does not indicate any problem. For a professional assessment, consult a licensed inspector.
What are the HOA fees at Dunes of Panama Phase II?
We're verifying this building's fee information from public records. Sign up above to be notified when it's published.
Does Dunes of Panama Phase II require a milestone inspection?
Based on available records, this building is not classified within the 3+ story milestone-inspection requirement. Verify with the association.
Can you get a mortgage on a condo here?
Condo mortgage eligibility depends on the project's "warrantability" (Fannie Mae / Freddie Mac criteria: owner-occupancy, reserves, litigation, insurance). Aedificio surfaces the public inputs; your lender makes the warrantability determination.
Is Dunes of Panama Phase II in a flood zone?
We're verifying this building's FEMA flood-zone designation. Sign up to be notified.