Aedificio

Condo in Panama City Beach, Bay County, FL · 82 units · built 1999

Coral Reef Condo

6609 THOMAS DR, Panama City Beach, FL 32408

82 units Built 1999 Milestone applies
Records last updated Jul 2026 · Sources: FL DBPR · County records · FEMA Is this your building? Request a correction

Overview

A 14-story, 1999 Gulf-front high-rise building located on the east end of Thomas Drive, featuring 82 residential condominium units with private balconies. The community offers two beach-side pools, a fitness center, and direct beach access.

Overview compiled from public sources — verify details independently.

At a glance

Facts, not verdicts
Records verified 2 of 6
Structure
Built 1999
Milestone
Inspection applies
Flood
Being verified
Wind
Being verified
Fees
Being verified
Reviews
Being verified

82 residential units on record.

Is Coral Reef Condo safe? Structure & milestone status

Stories Being verified
Year built 1999 Source: County property records
Structure type Being verified
Milestone inspection (SB 4-D) Applies — buildings 3+ stories Source: FL SB 4-D

Applicability is a factual classification — it does not indicate that any inspection is overdue or that a building has a problem.

What are the HOA fees at Coral Reef Condo?

Fee information for this building is being verified from public records.

What is the flood risk at Coral Reef Condo?

Flood and wind exposure for this building are being verified from FEMA and county records.

Permits & activity

Permit activity is being compiled from the county building department index.

Get the full building report

We're compiling special-assessment history, reserve funding status, and structural-safety records for this building. Get notified when the full safety & financial report is ready.

No spam. One email when this building's report is published.

Frequently asked

Is Coral Reef Condo safe to live in?

Aedificio doesn't grade or judge buildings. What we can tell you is factual, and as a building of 3+ stories it falls under Florida SB 4-D milestone-inspection requirements. Applicability is a regulatory classification and does not indicate any problem. For a professional assessment, consult a licensed inspector.

What are the HOA fees at Coral Reef Condo?

We're verifying this building's fee information from public records. Sign up above to be notified when it's published.

Does Coral Reef Condo require a milestone inspection?

Yes — as a building of three or more stories it is within the class covered by Florida SB 4-D milestone inspections. This is a factual classification about the building class; Aedificio does not publish whether an inspection is complete or overdue.

Can you get a mortgage on a condo here?

Condo mortgage eligibility depends on the project's "warrantability" (Fannie Mae / Freddie Mac criteria: owner-occupancy, reserves, litigation, insurance). Aedificio surfaces the public inputs; your lender makes the warrantability determination.

Is Coral Reef Condo in a flood zone?

We're verifying this building's FEMA flood-zone designation. Sign up to be notified.